Estimated car insurance cost for an 18 year old beginner driver?

I waited until I turned 18 until I went to get my drivers permit. I’ve had my permit since November 18 2009. I plan to stay on the permit until its expiration date.
I’m not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile.

Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea.

I’ll be 19 at the time I finally get my license.
My parents will not be adding me to their insurance, I have to pay for this on my own and I’d like to start putting some money away towards it so that I can make the payments with no problem later on.
Are their any other things I can do to lower the cost of my car insurance as well?

Maybe you could get a quote from insurers you get from yellow pages,. the internet, the TV, the radio.
The only way to a cheap insurance is to get a non powerrful 4 door old beater, pay cash for it and insure it on state minimum, keeping your deductible as high as you can.

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2 Responses to Estimated car insurance cost for an 18 year old beginner driver?

  1. Dee says:

    WOW umm no one can give you an estimate off the top of their head. Regardless of how old you are for the 1st 3 years from your license date you will get an unexperienced operator charge. It sucks i know but its true. Insurance policies are for 6 months at a time not 1 year, this is a common mis conception.

    the car you get will affect the price. the color does not matter for insurance rates…not even if its red. however if you get a new car you will need full coverage. also a 2 door vehicle is considered sporty so that will cost more.

    the area you live affects this, is you live in a city like place it will cost more, and the country less. spastically the more crowded it is the more accidents happen therefore rates are higher.

    hope this helps you some bit
    References :

  2. Moni says:

    Maybe you could get a quote from insurers you get from yellow pages,. the internet, the TV, the radio.
    The only way to a cheap insurance is to get a non powerrful 4 door old beater, pay cash for it and insure it on state minimum, keeping your deductible as high as you can.
    References :