Archive for November, 2009

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the policy if you want to.Basically you must get a standard coverage such as 1 million dollar liability or basic coverage if driving it.

Hope that helps and best of luck.By the way shop around for quotes but be careful if you’ve a bad drivers record etc bec checking with too many places can be like lowering your credit rating or status and end up not in your favor.
If you want to give me more info such as your age , driving history, number of years driving and last time covered etc I might be able to recommend a company but going through an insurance brokerage can help a lot too.

I was involved with a hit and run, and I am 18 right now, when does my insurance start decreasing.

right now I am paying $1,100 every 6 months. Also after 2 years if I decide to buy something like a Nissan Altima SE-R with 6 cylinders, will my insurance be higher or lower than the cost mentioned.

Please help, thanks!!!

You can compare how the insurance quotes would change, for example here – autoinsurance.noneto.com

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I’d heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.

you should be able to get insurance anyway. They go by vin and your info not by who owns it. Try this site to find the best auto car insurance

http://saveautoinsurances.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.