Posts Tagged ‘Auto Insurance Tips’
Where to Buy Cheap Auto Insurance Online
The best way to get the best price for anything is to comparison shop, and it’s especially true when you’re trying to buy cheap auto insurance online.
In the good ol’ days, before the Internet, you had to spend hours on the telephone answering hundreds of questions just to get a handful of car insurance quotes. And then you had to decipher those quotes to make sure you were comparing apples to apples.
Now, it only takes a few minutes online in the privacy of your home to get a number of quotes so you can compare rates and get a cheap auto insurance quote.
There are a number of comparison sites that will give you rate quotes from top-rated insurance companies (see links below). When you go to one of these sites you’ll be asked some questions to determine what type of policy you need. Then you can decide which quote is best for you.
It’s quick, it’s easy, and best of all, it’s free.
Other Money-Saving Tips
* Before you visit a car insurance comparison site, have your policy handy so you can refer to it for some of the questions you’ll have to answer.
* Consider raising your deductible. This alone can save you up to 30% on your auto insurance premiums.
* If you drive an older model car, consider dropping your collision coverage. Collision coverage can cost upwards of $450 a year and may be more than the cost of repairing your car.
* Drop your coverage for medical payments if you already have medical insurance that covers you.
* Don’t just compare rates, compare ratings. You want to get the cheapest rate with the highest-rated company.
Visit http://www.LowerRateQuotes.com or click on the following link to get free cheap auto insurance online quotes and and see how much you can save on your auto insurance. You can get more auto insurance tips by checking out their “Articles” section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to buy cheap auto insurance online.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/how-to-buy-cheap-auto-insurance-online-and-save-a-bundle-106936.html
Because teenagers have the worst driving record of any age group – they accounted for more than 6,500 driving fatalities in the U.S. last year – teenage car insurance premiums are the highest. So how can you get cheap car insurance for your teen son or daughter? Read on …
Cheap Auto Insurance for Teens Tips
Here are some tips on how to get cheap auto insurance for your teen son or daughter …
* Raise their deductible – raising your teenager’s deductible from $100 to $500 can lower their insurance premium by 10% to 20%.
* Change cars – the difference between insuring a souped-up sports car and a conservative sedan can be as much as $1,000 or more.
* Put your teen on your policy – by insuring your teenage son or daughter on your car insurance policy, you can get up to a 15% discount on their premium.
* Have your teenager take driver’s training – getting your teenager to take a driver’s ed course will save you 10% to 15% on their insurance and will give you a little peace of mind to boot.
* Encourage your teen to get good grades – you can get a 10% discount in some states if your son or daughter gets good grades in school.
* Get them to chip in – having your teenage son or daughter pay for a portion of their auto insurance premium will not only save you money, it will teach them responsibility.
* Get multiple quotes – the exact same car insurance with different companies can vary as much as $1,000 a year. That’s $10,000 over a ten-year period that you could save by spending a few minutes online comparing quotes.
* Shop online – shopping online to get quotes from different insurance companies is the quickest and easiest way to compare rates and get cheap auto insurance for your teen.
Visit http://www.LowerRateQuotes.com or click on the following link to compare auto insurance rates from top-rated companies and get cheap auto insurance for your teen. You can get more auto insurance tips by checking out their “Articles” section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on how to buy cheap auto insurance for teens.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/how-to-get-cheap-auto-insurance-for-teenagers-106917.html
Looking for cheap home and auto insurance quotes? Here’s where to get them quickly and easily.
Cheap Home and Auto Insurance Quotes
In the good ol’ days before the Internet made comparing prices for products as easy as clicking a mouse, getting cheap home and auto insurance quotes was a matter of calling insurance agents on the phone and answering a ton of questions. And many agents wouldn’t give quotes over the phone.
With the advent of the Internet you could go to an insurance company’s website to get home and auto insurance quotes. But the problem was you could only get one quote and you were never sure if you were getting the cheapest rate.
Enter insurance comparison websites where you can now get rate quotes from well-known companies, compare rates, and purchase cheap home and auto insurance all on one site.
It only takes a few minutes at one of these sites to get quotes and, believe me, the savings can be amazing. I know people who saved $500 to $1,000 on their insurance by simply switching companies.
To get your quotes you’ll need to fill out a questionnaire so companies can tailor your insurance to your needs. As you complete the questionnaire you’ll be able to see the all discounts you’re entitled to and select the discounts you want.
Some of the better sites even have a live online chat feature where you can ask insurance experts questions about what kind of insurance you need and what discounts are available. (See links below.)
Bottom Line
If you’re serious about purchasing cheap home and auto insurance, spending a few minutes at an insurance comparison site will be time well spent. It’s quick, it’s easy, and it’s free!
Visit http://www.LowerRateQuotes.com or click on the following link to get free home and auto insurance quotes and and see how much you can save. You can get more auto insurance tips by checking out their “Articles” section.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/get-cheap-home-and-auto-insurance-quotes-the-easy-way-116162.html
Before the Internet came along the only way you could compare auto insurance prices was to spend half a day going to insurance offices, or calling insurance agents, to get enough quotes to get a good rate.
Now all it takes to get a cheap auto insurance rate is to spend a couple of minutes online in the comfort of your home. You don’t even have to spend time surfing different insurance sites because there are insurance comparison sites that will allow you to get rates from different companies all under one roof.
All you do is fill out one online questionnaire to get multiple quotes from different top-rated auto insurance companies in your area. It’s fast, it’s easy, and it’s free.
How to Compare Auto Insurance Prices Online
Here’s how to compare auto insurance prices online quickly and easily …
1. Be aware of the discounts you can get. The top three ways to save money on your policy are:
* Raising your deductible – this can save you $500 or more on your insurance.
* Dropping your collision coverage if you have an older car.
* Dropping medical coverage if you’re covered by medical insurance.
2. If you have a policy, have it handy so you can refer to it to answer questions on the online questionnaire.
3. After you choose the best insurance rate, check the company’s ratings at JDPower.com to make sure the company you choose is reliable and will give you good service.
4. When you get your policy read it over carefully to make sure you’re getting all the deductions you can, and all the insurance you need.
Bottom Line
Is it worth spending a few minutes of your time to compare auto insurance prices online? Most definitely.
When I went comparison shopping a few years ago I was able to save more than $450 on my yearly premium.
Visit http://www.LowerRateQuotes.com or click on the following link to compare auto insurance prices and see how much you can save on your auto insurance. You can get more auto insurance tips by checking out their “Articles” section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to compare auto insurance prices.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/compare-auto-insurance-prices-the-quick-and-easy-way-107427.html
More and more people are discovering the benefits of shopping online. Here’s how to get free auto insurance quotes online and get cheap rates quickly and easily.
Where can I get free auto insurance quotes online?
There are a ton of websites that will give you free auto insurance quotes online. The bigger sites are operated by the larger companies and only give you their quotes. But because rates can vary by $1,000 or more from one company to the next, you need to go to a site that will give you quotes from a number of auto insurance companies.
Not only can you get multiple rate quotes from these sites, the better sites also have an articles section where you can get auto insurance tips, and a chat section where you can talk with an insurance expert online and get answers to your questions (see link below).
What auto insurance discounts can I get?
When you fill out the online questionnaire for an insurance comparison site you’ll be asked what discounts you want. Here’s a list of the discounts that will save you the most money:
1. Increase your deductible – Depending on how high you raise it this can save you 30% to 50% on your auto insurance premium.
2. Combine your insurance – Placing your auto and homeowners insurance with the same company will save you up to 15% on your premium.
3. Install security devices – Outfitting your car with a burglar alarm or other theft-prevention device can get you a good-sized discount.
4. Eliminate unneeded coverage – You may want to eliminate your comprehensive and collision coverage if your car is more than five years old, or if the cost of your annual premium is the same as the value of your car.
Bottom Line
It only takes a few minutes to get a free auto insurance quote online and you could save $500 to $1,000 every year you own your car. So why not head over to an insurance comparison site right now and find out how much you can save.
Visit http://www.LowerRateQuotes.com or click on the following link to get free auto insurance quotes online from top-rated companies in your area. You can get more car insurance tips by checking out their “Articles” section.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/free-auto-insurance-quotes-online-get-cheap-rates-in-minutes-127381.html