Tag Archives: Cars

Is it true that the older the car, the lower the insurance cost?

  By John | October 25, 2009 - 8:31 am | Low Cost Car Insurance
7 Comments

My dad has a car that is 4 years old, it is a subaru outback, with 200,000+miles on it (not a typo, he drives it all over the eastern coast). Now would the subarus insurance cost(total) be lower than if i bought my own used car?

It is not true. The insurance companies use a number of formulas to calculate cost and it is not unlikely that an older "risky" model would have a higher insurance cost than a newer "safer" model. You will also quickly find that they do not like to share this information. Years ago, insurance symbols were included in the NADA books. They quit listing it after the insurance companies stopped sharing this information.

The best way to check is to just call your Agent and ask about the different cars you are considering. You might also find the info below of interest.

http://www.iihs.org/brochures/ictl/ictl.html

Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana

  By John | October 19, 2009 - 3:06 am | Low Cost Car Insurance
2 Comments

I currently have Liberty Mutual.

see this http://gsx1.com/InsuranceComparison.html it’s one form to get a number of quotes from different insurers. It’s free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)

What are some discounts that many auto insurance companies offer that might help save some money?

  By John | October 16, 2009 - 11:57 pm | Auto Insurance
5 Comments

10pts to best answer. Question about auto insurance policies?

I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state. Try this site to find the best auto insurance

http://saveautoinsurances.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

Some companies might offer:
-Good student discount (if you have a B or better average, so 3.0 or higher)
-Driver Training discount (if you got your drivers license through an ‘on the road’ driver training course and got a certificate stating you completed the course
-Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.

If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.