Tag Archives: Cheap Insurance

Cost for car insurance for a teenager?

  By John | December 13, 2009 - 3:25 pm | Low Cost Car Insurance
5 Comments

I’m 17 right now and don’t really need a car (I do have a license though). When I’m 18 I will NEED the car to commute to and from college. How much is it going to cost to get insured – possibly to be added to a parent’s plan?

I’ve taken driver’s ed, have a high gpa… what else can I do to lower the cost?

PS. I’ll probably be driving a 1995 Geo Metro.
I don’t have insurance now.
What’s full coverage? I’ll need it for commuting every day of the week, so I imagine that I’ll need the extensive coverage.

Can anyone offer me a dollar estimate?

The minimum insurance you’ll need is liability. Insurance rates depend upon a multitude of factors.

ZIP code (where you live)
Amount of liability coverage you want
Amount of collision and comprehensive coverage you want
Amount of deductible
Marital status
Credit rating
Type of car
Student status & grades
Your age
Driving history
Citations in the past 3 years
Work history
How car is used – to & from work or do you use it in your work.
Estimated number of miles driven per year
Distance from residence to work/schol
…and about 15 other factors

Full coverage is liability & collision & comprehensive & under insured motorist & un-insured motorist.

Collision and comprehensive is only required by your lender if you finance the car. It’s optional if you want to bear the risk of losing your car due to an accident, theft or fire. If the car has little value, then you may not want Col/Comp coverage as the cost would be more that the car is worth.

Only an insurance agent can give you a dollar estimate that’s worth anything. Contact several. Keep in mind, cheap insurance comes with a lot of restrictions that can result in denied or limited coverage. Examples may be an accident as a result of a DUI, delayed reporting of the accident, etc. Read the policy before buying.

What car has cheap insurance for a first time driver in the UK (17 years old)?

  By John | November 29, 2009 - 10:44 pm | Low Cost Car Insurance
4 Comments

I am looking for a car that is cheap, low running costs, and low insurance (the lowest i have been quoted for any car is £3000)
but as well as it being all of these, i want it to be at least decent

thanks in advance

THis site helped me getting the best rates

http://uinsurance.notlong.com

How to Find Auto Insurance Quotes

  By John | November 28, 2009 - 4:04 am | Auto Insurance
3 Comments

Maybe you’ve been denied by many companies if you have an awful driving record. Or maybe the auto insurance quotes you’ve got were extremely high-rated and out of your budget. The online ads of auto insurance quotes do seem promising, but the reality is that they charge more if their customer is a high-risk driver. But the good news is that there companies which provide cheap and effective schemes.

Now the question arises how one becomes a high-risk driver. There could be many reasons .One of them is having a rickety driving background with numerous speeding tickets. A DUI or DWI on your driving record can also prove to be harmful for getting a good and cheap insurance quote. This can also affect your auto insurance premium greatly. There is an unusual type of insurance called SR-22 for high-risk drivers.

A young driver under the age of twenty five or the one having his or her own sports car may be taken as a high risk driver. One’s auto insurance premium can be affected by his or her financial credit ratings. These criterions vary with each insurer. All car insurance companies charge more for high-risk drivers. Luckily, from your home computer, you can compare various companies at the same time and can save your money.

Comparing auto insurance quotes is quite simple using internet. One has to just find an auto insurance comparison website. This saves time and there is no need to visit several companies personally. Some sites offer general quotes, whereas others show more information that a customer would need. While comparing various auto insurance schemes, look for the companies that focus mainly on high-risk drivers. These will provide good schemes for high risk drivers as high-risk driving insurance is their specialty. Once your search is narrowed to only few companies, you may personally speak to the agent to get a summarized quote.

Eliminate of the types of coverage you don’t need is also a main part of your plan. The basic types of coverage include accident, legal responsibility (property spoil and body wounds), underinsured motorist coverage, medical expenditure, and physical injuries. More liability is always better. To visually see what each company offers, manually take out the print outs of various quotes provided by the companies. Keep your driving record clear to decrease your premium. It’s always better to wait for the best.

Alien
http://www.articlesbase.com/insurance-articles/how-to-find-auto-insurance-quotes-677504.html

best cars fopr cheap car insurance!?

  By John | November 20, 2009 - 6:22 am | Low Cost Car Insurance
10 Comments

HI! im 17 and currently learning how to drive!
i was going 2 be put down as a named driver on one of my parents cars when i had passed but the insurance cost is insanely expensive! so my parents r going 2 buy a new car with a lower insurance cost, but we have no idea which one would be cheap for me on the insurance?!

if anyone knows of any cars which would be cheap for a new driver please help!

thanks!

.X

The lowest you will get are insurance catergory 1 cars which include:
The Citroen C1 / Peugeot 107 / Toyota Aygo (inc 1.4 Litre Diesel)
The Citroen C2 (1.1Litre models)
The Vauxhall Corsa (1.0 Litre models)
The Skoda Fabria (1.2 Litre).
The Volkswagen Fox (1.2 Litre)

It is generally the 1 Litre petrol engines (there abouts) that are cheapest to insure. Hope this helps.

Best car for a 17 year old male in terms of low insurance costs!?

  By John | November 2, 2009 - 9:40 am | Low Cost Car Insurance
6 Comments

My budget for the car is around £6000 and i was wondering what anyone could recommend as a good first car for me. It needs to be fairly cheap on insurance, with a small engine!

It should be 4-door, 4-cyls, not sporty. I would prefer Honda or Toyota… First time drivers usually have much more expensive car insurance, and it depends from car. You should compare insurance rates while choosing the car – for example here – car-insurance.66ghz.com

Cheap Car Insurance anyone?

  By John | October 29, 2009 - 5:23 pm | Low Cost Car Insurance
5 Comments

Does anyone know of any low cost car insurance companies in the Merseyside area or its surrounding areas? 21 year old with one years no claims looking to get insured on a 1.2 clio!

autoinsurance.undonet.com – try this one. I personally have their car insurance, cause it is the cheapest for me in our area.

Why You Should Consider Buying Your Auto Insurance Online

  By John | October 22, 2009 - 4:30 pm | Auto Insurance
3 Comments

Many would consider auto insurance as an added financial burden. And who would not ? Imagine paying for something that you are not sure if you will ever going to use. The worst thing is, auto insurance is not the product you can choose not to buy.

However, this is not to say that auto insurance is a total financial burden. It only says that there are products like auto insurance that the government imposes you to buy for your own sake even though you do not really like it. Nonetheless, you cannot do anything about it anymore and have to accept it as it should be.

Anyway, if you are ready to buy your next car insurance policy or ready your first car insurance policy, consider buying online. Why? Let us count the reasons…

As stated above, car insurance can be a burden primarily because of its cost. But would it be nice to know that you can certainly lower your car insurance cost using online resources?

Car insurance cost is influenced by many factors. The thing is there are factors you can change in order to lower the cost of your premium. Your car insurance broker may reveal the different ways on how to get cheap car insurance. But, it is always better to know this yourself? And you will know everything you need online.

Whether you are just inquiring or ready to buy your car insurance online, you can be sure that you get price quotes instantly. There are several auto insurance companies that offer free car insurance quotes. Five to ten minutes on each site will give you instant price quotes you need. This speed is not possible if you are doing it the traditional way.

Comparing these quotes will give you the edge on choosing which one is the cheapest (if you are after the price) and which one is the best (if you are after the quality of coverage being offered). You don’t have to wait for several hours, even days, to get a reply via mail. Within seconds, your quotes are already on your screen.

Furthermore, the internet can let you shop from several car insurance companies without leaving your home. It’s simple: you don’t waste your time and energy just to visit and inquire at different car insurance offices scattered across your state. Of course, that is not all. You can also get the ratings of these companies which are essential in your selection process. Here, you can differentiate those that give the right claims and those that are don’t.

You surely can remember the times when you have to pickup your heavy yellow pages and look for specific names for several minutes. Well, that is long been over with the revolution of the internet. You can now easily search for a particular company fast and easy.

Car insurance shopping may be very complicated for some. It may be very complicated for you too. But with the help of the internet, you surely eliminate the hustle of searching, calling, visiting and negotiating with different car insurance companies. Everything you need to know is online.

Think of it this way: you are the shopper; the internet is your car insurance shopping mall and information center you can easily access right at your very fingertips.

Anthony S.
http://www.articlesbase.com/automotive-articles/why-you-should-consider-buying-your-auto-insurance-online-88238.html

Good, Cheap, Low Insurance Cost, 1st car for a 19 Year Old?

  By John | October 14, 2009 - 10:40 pm | Low Cost Car Insurance
4 Comments

Should be taking my driving test very soon.
Ive looked at cars i would like to have. But obviously the insurance is much to high.

Any body got any good ideas which would be a good car for me?
can pay up to £2000 for the car. because I’m not paying for it. all i have to fund is the insurance.

So any low insurance cars around?

I’m 17 and drive a Land Rover Defender, my insurance is £320 a year because my dad is the policy holder and i’m an additional driver, my insurance for me without my dad as policy holder would be about £4000. £320 is good considering it’s a £30 000 2.5 litre monster. Try getting your parents to do that for you.

As for cars, something small like a Clio or 207, go for a diesel because the running costs are cheaper and they are usually cheaper to insure as well.

Auto Insurance Quote

  By John | October 10, 2009 - 5:30 pm | Auto Insurance
7 Comments

As we know no one have ever expected accident, however practically when accident occurs, it can not be anticipated nor avoided, hence solution which can anticipate risks and lessens hit impact of accident which already happened is needed.

From auto insurance quote perception, risk is a loss possibility which will be experienced by someone who resulted from danger that possibly happened but when and where will it happens is unknown. So we need preparation and protection that is competent to face the risk. The importance of auto insurance quote can be seen increasingly when accident happens, accident of course is not desired everyone.

Along with the increasing density of traffic and action of criminality in roadway, hence the happening of accident concerning your car, from light accident like collided, incised, rear view theft, until heavy accident like collision, theft of motor vehicle even robbery also increase. Even though we drive very carefully, but still we are able to fall victim from other lousy driver that disobey the laws.

If the risk is big enough, it is better to take auto insurance quote. For the purpose in fulfilling security requirement, you can choose auto insurance quote product which can give protection to risks that is possibly can happen to your car. By protecting car with auto insurance, we can ride car with safe and calm.

The common thing that becomes highly important when choosing auto insurance quote is claim amenity and partner workshop which commonly use auto insurance company at the time of claim.

If you insure, then when accident happened hence the auto insurance company will access the damages and come up with an amount of money which will be needed to complements repair work at partner workshop.

Looking for auto insurance quote is not difficult these days as you can search it in the internet. Many of auto insurance company offer cheap auto insurance quote which you can apply it online. It is advised to compare auto insurance quote first then choose which one suit you best.

Fathma Melina
http://www.articlesbase.com/insurance-articles/auto-insurance-quote-140386.html