I’m 16, turning 17 this year living in Houston, TX
I have had my license since August of 2009 and Insurance twice from August to November I think, and from January I believe, until now.
I never had any accident, finished Driver’s Ed., and have 3.6 GPA.
I’m getting my own car now, and I’m looking for low price car with good reliability and low insurance cost. Which car and which insurance company would be the best for me? I’m looking for something cool, sporty. I can drive manual.

For whatever reason, every insurance company has a different matrix for their pricing, so if one company, say, Geico, is cheapest for a Nissan Sentra, another company like State Farm might be cheaper for the exact same driver, living in the same place, with a honda civic. Ultimately, shop around for the car, look for something a few years old, they will be cheaper to insure and buy, and then after you buy the car, shop around for auto insurance to see who gives the best rates. I don’t know how Texas is, but in Colorado, the GPA didn’t help with insurance for the company I went through in high school, so that’s something to ask about too. If you had a price range, it would be easier to answer this question, as far as what to look for. Also, generally speaking, something that is cool and sporty often has higher insurance rates than something that, well, isn’t. Also, get an idea of what fits your lifestyle. Do you have a lot of friends who would ride with you? If so, don’t look at a 2 seat or even a 2 door car, a 4 door will be more practical. It sucks after a while when you have to get up out of your own car to drop a couple friends off.