Posts Tagged ‘Low Cost Auto’
1. Raise your deductible.
A higher deductible on collision and comprehensive coverage can lower your auto insurance rates. For example, increasing your deductible from $200 to $500 could cut your collision cost by as much as 30%. Since the average annual premium is $687, this can save you $206 per year.
2. Drop collision and/or comprehensive coverage on older cars.
If your car is declared a total loss, you will receive the cash value. If your car is 5 years old or older, it may make sense to cancel the collision and/or comprehensive portion of your policy and bank the savings.
3. Avoid duplicate medical coverage.
If you have adequate health insurance, you may be paying for duplicate medical coverage in your auto insurance rates. In some states, eliminating personal injury protection (PIP) can lower your premium by up to 40%.
4. Drive a “Low-Profile” car.
The auto insurance rates are much higher for cars that are expensive to repair, or are favorite targets for thieves. Before buying a car, determine the auto insurance rates.
5. Drive less.
Some auto insurance companies offer cheap auto insurance quotes to motorists who drive less than a predetermined number of miles a year. Consider using public transportation, a carpool or vanpool to commute to work.
6. Ask for a multi-policy discount.
Some insurance companies give a discount if you have your homeowner policy with them also.
7. Ask for a discount based on your credit score.
Some auto insurance companies use the credit score to establish premiums. If you have a high credit score, ask for a discount.
8. Compare auto insurance rates.
When shopping for the cheapest auto insurance, you will find that prices for the same coverage can vary by hundreds of dollars. So, it pays to compare auto insurance rates.
Get free auto insurance quotes at http://www.howtocutyourexpenses.com
With over 20 years of experience as a personal financial educator and counselor, Vernon Williams has developed in depth knowledge of what it takes to achieve financial success. Today, he is a sought after trainer and speaker by organizations from both the public and private sector. He is the author of 425 Ways to Stretch Your $$$$ and 3 Rules that Guarantee Financial Success. Go to http://www.howtocutyourexpenses.com for money-saying tips.
Vernon Williams
http://www.articlesbase.com/insurance-articles/low-cost-auto-insurance-8-ways-to-cut-expenses-692601.html
Am trying to find a auto insurance company that covers first offense dui drivers. With low cost auto insurance. Does anyone know of any?
If you are looking for the best auto insurance in your area, check out this site
http://Cheap-Auto-Insurances.info/
Hope this help,
I’m a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?
There is no such thing as low cost car insurance for a young driver in Ca.
Anyone know a good low cost auto insurance company in California? Someone w/ a suspended licsence that is now released?
There are a few places you can find on http://www.craigslist.org but a better place to shop for cheap auto insurance online is http://www.nationwidebillrelief.com they serve California.
Am trying to find a auto insurance company that covers first offense dui drivers. With low cost auto insurance. Does anyone know of any?
If you want to find a good auto insurance company in florida, Try this site to find the best auto insurance
http://saveautoinsurances.blogspot.com/
Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.
There are a ton of choices out there when it comes to low cost auto insurance. So how do you find the cheapest auto insurance with the best company? Here’s how …
Compare Quotes
Far and away the best way to get the cheapest low cost auto insurance is to comparison shop online. There are Internet sites where you can get a number of quotes from A-rated companies so you can compare quotes and get the best rate from the best company (see links below).
All you do is fill out a simple online form in order to determine what kind of coverage you want. It’s quick, it’s easy, and best of all, it’s free.
Get Discounts
As you fill out the online form, make sure you include all the discounts you’re entitled to. Here are the biggest money-savers when it comes to buying low cost auto insurance:
Deductibles – An insurance deductible is the amount of money you pay before your auto insurance company pays a claim. Raising your deductible from $100 to $500 can save you 10% to 15% on your insurance. Raising it to $1,000 can save you up to 50%.
Collision coverage – Collision coverage covers your repair costs when you’re involved in an accident. It can cost you $500 or more depending on the type of car you drive and it’s age. The cost of collision coverage for older cars may be more than the cost of repairing the car.
A rule of thumb is to drop your collision coverage if your insurance premium is 10% or more than your car’s current value.
Bundled insurance – You can get a 15% discount with most companies by putting your auto insurance with your homeowners insurance. And you can save 15% if you own two autos and insure them both with the same company.
Visit http://www.LowerRateQuotes.com or click on the following link to receive free car insurance quotes from A-rated companies and get low cost auto insurance. You can get more insurance tips by checking out their “Articles” section.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/low-cost-auto-insurance-how-to-get-the-best-possible-price-109062.html
Am trying to find a auto insurance company that covers young drivers. With low cost auto insurance. Does anyone know of any?
Try this site, if you want to find your best or cheapest auto insurance just in few minutes,
http://best-auto-insurance-usa.info/
Hope this help,