The best advice my insurance agent ever gave to me was; insure against the uninsured!

I am now a HUGE advocate of that advice & have been ever since Nov. 2004 when a hit & run driver, hit me while I was
Photo by andy54321riding my motorcycle. The only time this driver slowed down was when he or she applied the brakes to see to it that the bike & I rolled off the hood of their car. I was left to crawl across 6 lanes of traffic, on a Sat. night, in Memphis, Tn.

My injuries led to a week long hospital stay at the best trauma unit around the mid south, I had surgeries for my leg, arms, feet. It was followed up by intense physical therapy. Not to mention my bike was totalled. At the time of the accident, I had been a licensed rider for 24 years. The night was crystal clear & the weather was beautiful. It was an accident but it was one I was insured for. The medical bills for his was astounding & would have wiped out everything I had saved.

I was off work for months. No paycheck coming in at all. I have two schoolage children at home & I was widowed in 94. I hated to write that check ever month to the insurance company because I am such a good, experienced rider; nothing can happen to me, RIGHT? except that it did.

Prepare for the worst but hope for the best. Insure yourself for it!